New York · Statewide

Personal Injury Orthopedic Surgeons in New York

Manages fractures, joint injuries, and the surgical decisions that define the value and duration of a serious injury case. Surgical cases exceed the $50,000 basic economic loss quickly, at which point the case shifts to liability coverage and letters of protection, and the serious-injury threshold becomes the operative question.

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Counties covered
62
Cities listed
102
Insurance system
No-fault (PIP)

New York injury law, in practice

New York is a no-fault state: a crash victim’s own coverage pays the first $50,000 of medical expense and lost earnings regardless of fault. Two deadlines drive every referral — the 30-day window to file the no-fault application, and the 45-day window for submitting bills. Suing for pain and suffering additionally requires meeting a statutory serious-injury threshold.

Insurance systemNo-fault — $50,000 basic economic loss per personN.Y. Ins. Law §§ 5102(a), 5103
Deadline to file the claim30 days from the accident to submit the no-fault application11 NYCRR § 65-1.1
Deadline to submit bills45 days from the date of service11 NYCRR § 65-1.1
Threshold to sue for pain and sufferingStatutory serious-injury threshold must be metN.Y. Ins. Law § 5102(d)
Comparative negligencePure — recovery is reduced by fault, never barredN.Y. C.P.L.R. § 1411
Deadline to file suit3 years from the date of injuryN.Y. C.P.L.R. § 214(5)
What this means for orthopedic surgeons in NY

Surgical cases exceed the $50,000 basic economic loss quickly, at which point the case shifts to liability coverage and letters of protection, and the serious-injury threshold becomes the operative question.

This page describes general aspects of state law for informational purposes only. It is not legal advice, does not create an attorney-client relationship, and should not be relied on in any particular case. Statutes change — confirm current law with a licensed attorney in your state.

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